{"id":329,"date":"2025-06-26T17:41:36","date_gmt":"2025-06-26T10:41:36","guid":{"rendered":"https:\/\/luathoangtin.vn\/?p=329"},"modified":"2025-06-26T17:41:37","modified_gmt":"2025-06-26T10:41:37","slug":"lam-sao-de-tranh-bi-tro-mat-khi-nho-nguoi-dung-ten-mua-nha","status":"publish","type":"post","link":"https:\/\/luathoangtin.vn\/?p=329","title":{"rendered":"L\u00e0m sao \u0111\u1ec3 tr\u00e1nh b\u1ecb ‘tr\u1edf m\u1eb7t’ khi nh\u1edd ng\u01b0\u1eddi \u0111\u1ee9ng t\u00ean mua nh\u00e0?"},"content":{"rendered":"\n

Ch\u1ecb V\u00e2n Ng\u1ecdc mua nh\u00e0, v\u00ec nhi\u1ec1u l\u00fd do kh\u00f4ng \u0111\u1ee9ng t\u00ean \u0111\u01b0\u1ee3c, ph\u1ea3i nh\u1edd ng\u01b0\u1eddi kh\u00e1c nh\u01b0ng l\u1ea1i s\u1ee3 h\u1ecd \u0111\u1ee9ng t\u00ean xong s\u1ebd “tr\u1edf m\u1eb7t”.<\/p>\n\n\n\n

Sau khi ng\u01b0\u1eddi n\u00e0y \u0111\u1ee9ng t\u00ean mua xong, ch\u1ecb Ng\u1ecdc d\u1ef1 \u0111\u1ecbnh l\u00e0m h\u1ee3p \u0111\u1ed3ng mua b\u00e1n ch\u00ednh th\u1ee9c \u0111\u1ec3 chuy\u1ec3n l\u1ea1i s\u1edf h\u1eefu t\u00e0i s\u1ea3n sang t\u00ean m\u00ecnh. Nh\u01b0ng d\u00f9 l\u00e0 ng\u01b0\u1eddi th\u00e2n quen, trong qu\u00e1 tr\u00ecnh n\u00e0y, ch\u1ecb v\u1eabn lo ng\u1ea1i r\u1ee7i ro khi ng\u01b0\u1eddi \u0111\u1ee9ng t\u00ean h\u1ed9 c\u00f3 th\u1ec3 “ch\u01a1i x\u1ea5u”, chi\u1ebfm \u0111o\u1ea1t nh\u00e0 m\u00ecnh.<\/p>\n\n\n\n

Ch\u1ecb mong mu\u1ed1n \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n c\u00e1ch \u0111\u1ec3 kh\u00f4ng v\u01b0\u1edbng v\u00e0o lo\u1ea1t r\u1ee7i ro, tranh ch\u1ea5p n\u00e0y. “C\u00f3 c\u00e1ch n\u00e0o \u0111\u1ec3 ch\u1ee9ng minh \u0111\u00f3 l\u00e0 t\u00e0i s\u1ea3n c\u1ee7a m\u00ecnh, h\u1ecd ch\u1ec9 l\u00e0 ng\u01b0\u1eddi \u0111\u1ee9ng t\u00ean h\u1ed9?”, ch\u1ecb th\u1eafc m\u1eafc.<\/p>\n\n\n\n

\"Chung
Chung c\u01b0 cao c\u1ea5p ph\u00eda T\u00e2y H\u00e0 N\u1ed9i th\u00e1ng 11\/2024. \u1ea2nh: Giang Huy<\/em><\/figcaption><\/figure>\n\n\n\n

Theo lu\u1eadt s\u01b0 V\u0169 Ti\u1ebfn Vinh, C\u00f4ng ty lu\u1eadt B\u1ea3o An, H\u00e0 N\u1ed9i, hi\u1ec7n nay, v\u00ec nhi\u1ec1u l\u00fd do kh\u00e1c nhau m\u00e0 v\u1eabn c\u00f2n hi\u1ec7n t\u01b0\u1ee3ng nh\u1edd ng\u01b0\u1eddi kh\u00e1c \u0111\u1ee9ng t\u00ean b\u1ea5t \u0111\u1ed9ng s\u1ea3n. Kh\u00f4ng \u00edt trong s\u1ed1 \u0111\u00f3 \u0111\u00e3 ph\u00e1t sinh tranh ch\u1ea5p gi\u1eefa ng\u01b0\u1eddi nh\u1edd \u0111\u1ee9ng t\u00ean (ch\u1ee7 s\u1edf h\u1eefu th\u1ef1c s\u1ef1) v\u00e0 ng\u01b0\u1eddi \u0111\u1ee9ng t\u00ean.<\/p>\n\n\n\n

C\u00f3 th\u1ec3 n\u00f3i, d\u00f9 th\u1ef1c hi\u1ec7n m\u1ecdi bi\u1ec7n ph\u00e1p th\u00ec c\u0169ng kh\u00f4ng th\u1ec3 mang \u0111\u1ebfn k\u1ebft qu\u1ea3 an to\u00e0n tuy\u1ec7t \u0111\u1ed1i cho ng\u01b0\u1eddi nh\u1edd \u0111\u1ee9ng t\u00ean m\u00e0 ch\u1ec9 c\u00f3 th\u1ec3 h\u1ea1n ch\u1ebf c\u00e1c r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra, ch\u1ee7 \u0111\u1ed9ng v\u1edbi c\u00e1c t\u00ecnh hu\u1ed1ng c\u0169ng nh\u01b0 c\u00e1ch th\u1ee9c gi\u1ea3i quy\u1ebft \u0111\u1ed1i v\u1edbi m\u1ed7i r\u1ee7i ro kh\u00e1c nhau.<\/p>\n\n\n\n

\u0110\u1ec3 h\u1ea1n ch\u1ebf r\u1ee7i ro, c\u1ea7n th\u1ef1c hi\u1ec7n m\u1ed9t s\u1ed1 vi\u1ec7c sau:<\/strong><\/p>\n\n\n\n

Th\u1ee9 nh\u1ea5t, ch\u1ec9 nh\u1edd ng\u01b0\u1eddi kh\u00e1c \u0111\u1ee9ng t\u00ean khi \u0111\u00f3 l\u00e0 l\u1ef1a ch\u1ecdn duy nh\u1ea5t, kh\u00f4ng c\u00f2n c\u00e1ch gi\u1ea3i quy\u1ebft n\u00e0o kh\u00e1c ph\u00f9 h\u1ee3p h\u01a1n. Tr\u00ean th\u1ef1c t\u1ebf, khi ph\u00e2n t\u00edch k\u1ef9 t\u00ecnh hu\u1ed1ng th\u00ec v\u1eabn c\u00f2n nhi\u1ec1u c\u00e1ch \u0111\u1ec3 ng\u01b0\u1eddi mua t\u1ef1 \u0111\u1ee9ng t\u00ean ch\u1ee9 kh\u00f4ng nh\u1ea5t thi\u1ebft ph\u1ea3i nh\u1edd ng\u01b0\u1eddi kh\u00e1c. Do v\u1eady, n\u1ebfu b\u1ea3n th\u00e2n b\u1ea1n kh\u00f4ng th\u1ec3 ph\u00e2n t\u00edch t\u00ecnh hu\u1ed1ng th\u00ec c\u00f3 th\u1ec3 nh\u1edd ng\u01b0\u1eddi am hi\u1ec3u trong l\u0129nh v\u1ef1c ph\u00e1p lu\u1eadt, b\u1ea5t \u0111\u1ed9ng s\u1ea3n t\u01b0 v\u1ea5n, gi\u00fap \u0111\u1ee1.<\/p>\n\n\n\n

Th\u1ee9 hai, khi nh\u1edd \u0111\u1ee9ng t\u00ean th\u00ec b\u1ea1n c\u1ea7n t\u00ecm ng\u01b0\u1eddi \u0111\u00e1ng tin c\u1eady. S\u1ef1 tin c\u1eady \u1edf \u0111\u00e2y \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 qua nh\u00e2n th\u00e2n, \u0111\u1ea1o \u0111\u1ee9c, l\u1ed1i s\u1ed1ng… c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c nh\u1edd c\u0169ng nh\u01b0 nh\u1eefng ng\u01b0\u1eddi th\u00e2n th\u00edch nh\u01b0 v\u1ee3, ch\u1ed3ng, con c\u00e1i c\u1ee7a h\u1ecd.<\/p>\n\n\n\n

Th\u1ee9 ba, c\u1ea7n trao \u0111\u1ed5i th\u1eb3ng th\u1eafn nh\u1eefng v\u1ea5n \u0111\u1ec1 m\u00ecnh quan t\u00e2m v\u1edbi ng\u01b0\u1eddi nh\u1edd \u0111\u1ee9ng t\u00ean, theo ph\u01b0\u01a1ng th\u1ee9c “m\u1ea5t l\u00f2ng tr\u01b0\u1edbc, \u0111\u01b0\u1ee3c l\u00f2ng sau” \u0111\u1ec3 hai b\u00ean c\u00f3 s\u1ef1 c\u1edfi m\u1edf khi c\u00f9ng ti\u1ebfn h\u00e0nh c\u00f4ng vi\u1ec7c tr\u01b0\u1edbc m\u1eaft c\u0169ng nh\u01b0 nh\u1eefng c\u00f4ng vi\u1ec7c sau n\u00e0y. Tinh th\u1ea7n l\u00e0 c\u00e0ng h\u00ecnh dung ra nhi\u1ec1u v\u1ea5n \u0111\u1ec1 c\u00f3 th\u1ec3 x\u1ea3y ra trong t\u01b0\u01a1ng lai v\u00e0 chu\u1ea9n b\u1ecb s\u1eb5n ph\u01b0\u01a1ng \u00e1n gi\u1ea3i quy\u1ebft th\u00ec c\u00e0ng t\u1ed1t, \u0111\u1ec3 tr\u00e1nh b\u1ecb \u0111\u1ed9ng, b\u1ea5t ng\u1edd \u0111\u1ed1i v\u1edbi c\u1ea3 hai b\u00ean.<\/p>\n\n\n\n

Th\u1ee9 t\u01b0, vi\u1ec7c nh\u1edd \u0111\u1ee9ng t\u00ean n\u00ean l\u1eadp th\u00e0nh h\u1ee3p \u0111\u1ed3ng, c\u00f3 hai ng\u01b0\u1eddi l\u00e0m ch\u1ee9ng. Ng\u01b0\u1eddi l\u00e0m ch\u1ee9ng n\u00ean l\u00e0 ng\u01b0\u1eddi kh\u00f4ng c\u00f3 quan h\u1ec7 h\u1ecd h\u00e0ng th\u00e2n th\u00edch v\u1edbi b\u1ea5t k\u1ef3 b\u00ean n\u00e0o v\u00e0 kh\u00f4ng c\u00f3 l\u1ee3i \u00edch g\u00ec khi h\u1ee3p \u0111\u1ed3ng \u0111\u01b0\u1ee3c k\u00fd k\u1ebft. Th\u00f4ng tin nh\u00e2n th\u00e2n ng\u01b0\u1eddi l\u00e0m ch\u1ee9ng nh\u01b0 s\u1ed1 CCCD, \u0111\u1ecba ch\u1ec9, s\u1ed1 \u0111i\u1ec7n tho\u1ea1i… c\u1ea7n \u0111\u01b0\u1ee3c ghi \u0111\u1ea7y \u0111\u1ee7 trong h\u1ee3p \u0111\u1ed3ng \u0111\u1ec3 c\u00f3 th\u1ec3 t\u00ecm ki\u1ebfm, x\u00e1c minh khi c\u1ea7n. C\u00e1c b\u00ean c\u0169ng c\u00f3 th\u1ec3 l\u1eadp vi b\u1eb1ng \u0111\u1ec3 ghi nh\u1eadn vi\u1ec7c c\u00e1c b\u00ean k\u00fd h\u1ee3p \u0111\u1ed3ng nh\u1edd \u0111\u1ee9ng t\u00ean. Qu\u00e1 tr\u00ecnh k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c ch\u1ee5p \u1ea3nh, ghi \u00e2m, ghi h\u00ecnh (c\u00f4ng khai) \u0111\u1ec3 l\u00e0m c\u0103n c\u1ee9 gi\u1ea3i quy\u1ebft sau n\u00e0y.<\/p>\n\n\n\n

Th\u1ee9 n\u0103m, vi\u1ec7c chuy\u1ec3n ti\u1ec1n mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n b\u1eb1ng c\u00e1ch ng\u01b0\u1eddi mua (ng\u01b0\u1eddi nh\u1edd \u0111\u1ee9ng t\u00ean) chuy\u1ec3n kho\u1ea3n tr\u1ef1c ti\u1ebfp v\u00e0o t\u00e0i kho\u1ea3n c\u1ee7a ng\u01b0\u1eddi b\u00e1n. N\u1ed9i dung chuy\u1ec3n kho\u1ea3n c\u1ea7n ghi r\u00f5 \u00f4ng A thanh to\u00e1n ti\u1ec1n mua nh\u00e0, \u0111\u1ea5t t\u1ea1i \u0111\u1ecba ch\u1ec9… cho \u00f4ng B (ng\u01b0\u1eddi b\u00e1n). Tr\u01b0\u1eddng h\u1ee3p ph\u1ea3i chuy\u1ec3n kho\u1ea3n cho ng\u01b0\u1eddi nh\u1edd \u0111\u1ee9ng t\u00ean th\u00ec n\u1ed9i dung chuy\u1ec3n kho\u1ea3n ph\u1ea3i ghi r\u00f5: \u00f4ng A chuy\u1ec3n ti\u1ec1n nh\u1edd \u00f4ng B mua v\u00e0 \u0111\u1ee9ng t\u00ean nh\u00e0, \u0111\u1ea5t t\u1ea1i \u0111\u1ecba ch\u1ec9… Vi\u1ec7c kh\u00f4ng ghi n\u1ed9i dung chuy\u1ec3n ti\u1ec1n c\u00f3 th\u1ec3 g\u00e2y kh\u00f3 kh\u0103n khi gi\u1ea3i quy\u1ebft tranh ch\u1ea5p b\u1edfi khi \u0111\u00f3 ng\u01b0\u1eddi nh\u1eadn c\u00f3 th\u1ec3 l\u00fd gi\u1ea3i \u0111\u00f3 l\u00e0 kho\u1ea3n ti\u1ec1n vay ho\u1eb7c tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc \u0111\u00f3… Sau khi vi\u1ec7c chuy\u1ec3n ti\u1ec1n ho\u00e0n th\u00e0nh th\u00ec c\u1ea7n l\u01b0u gi\u1eef ch\u1ee9ng t\u1eeb chuy\u1ec3n ti\u1ec1n, sao k\u00ea ng\u00e2n h\u00e0ng m\u1ed9t c\u00e1ch an to\u00e0n.<\/p>\n\n\n\n

Th\u1ee9 s\u00e1u, nh\u1eadn, qu\u1ea3n l\u00fd Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea5t \u0111\u1ed9ng s\u1ea3n (s\u1ed5 \u0111\u1ecf) khi \u0111\u01b0\u1ee3c c\u1ea5p. C\u1ea7n c\u00f3 bi\u00ean b\u1ea3n b\u00e0n giao ho\u1eb7c gi\u1ea5y bi\u00ean nh\u1eadn v\u1ec1 vi\u1ec7c giao nh\u1eadn s\u1ed5 \u0111\u1ecf. Tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi \u0111\u1ee9ng t\u00ean \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n th\u00ec hai b\u00ean ph\u1ea3i l\u00e0m h\u1ee3p \u0111\u1ed3ng cho thu\u00ea, cho \u1edf nh\u1edd.<\/p>\n\n\n\n

Th\u1ee9 b\u1ea3y, khi c\u00f3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 t\u1ef1 \u0111\u1ee9ng t\u00ean th\u00ec \u0111\u1ec1 ngh\u1ecb ng\u01b0\u1eddi \u0111\u01b0\u1ee3c nh\u1edd \u0111\u1ee9ng t\u00ean l\u00e0m c\u00e1c th\u1ee7 t\u1ee5c \u0111\u1ec3 sang t\u00ean theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u00e0 ch\u1ecbu m\u1ecdi chi ph\u00ed cho vi\u1ec7c sang t\u00ean c\u0169ng nh\u01b0 b\u1ed3i d\u01b0\u1ee1ng h\u1ee3p l\u00fd cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c nh\u1edd \u0111\u1ee9ng t\u00ean.<\/p>\n\n\n\n

H\u1ea3i Th\u01b0<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Ch\u1ecb V\u00e2n Ng\u1ecdc mua nh\u00e0, v\u00ec nhi\u1ec1u l\u00fd do kh\u00f4ng \u0111\u1ee9ng t\u00ean \u0111\u01b0\u1ee3c, ph\u1ea3i nh\u1edd ng\u01b0\u1eddi kh\u00e1c nh\u01b0ng l\u1ea1i s\u1ee3 h\u1ecd \u0111\u1ee9ng t\u00ean xong s\u1ebd “tr\u1edf m\u1eb7t”. Sau khi ng\u01b0\u1eddi n\u00e0y \u0111\u1ee9ng t\u00ean mua xong, ch\u1ecb Ng\u1ecdc d\u1ef1 \u0111\u1ecbnh l\u00e0m h\u1ee3p \u0111\u1ed3ng mua b\u00e1n ch\u00ednh th\u1ee9c \u0111\u1ec3 chuy\u1ec3n l\u1ea1i s\u1edf h\u1eefu t\u00e0i s\u1ea3n sang t\u00ean… L\u00e0m sao \u0111\u1ec3 tr\u00e1nh b\u1ecb ‘tr\u1edf m\u1eb7t’ khi nh\u1edd ng\u01b0\u1eddi \u0111\u1ee9ng t\u00ean mua nh\u00e0?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":330,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-329","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/luathoangtin.vn\/index.php?rest_route=\/wp\/v2\/posts\/329","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/luathoangtin.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luathoangtin.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luathoangtin.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luathoangtin.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=329"}],"version-history":[{"count":1,"href":"https:\/\/luathoangtin.vn\/index.php?rest_route=\/wp\/v2\/posts\/329\/revisions"}],"predecessor-version":[{"id":331,"href":"https:\/\/luathoangtin.vn\/index.php?rest_route=\/wp\/v2\/posts\/329\/revisions\/331"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/luathoangtin.vn\/index.php?rest_route=\/wp\/v2\/media\/330"}],"wp:attachment":[{"href":"https:\/\/luathoangtin.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=329"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luathoangtin.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=329"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luathoangtin.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=329"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}